Cash and Ultra-Short
Make Better Use of Liquid Capital through Fundamental Research and Controlled Risk
Cash and Ultra-Short
As one of the largest and most experienced cash and ultra-short managers in the world, we offer a wide range of efficient and innovative investment solutions.
Investment Philosophy
We focus on investing short-term asset pools based upon our client's liquidity requirements, projected cash flow needs and risk tolerance. We select investments only from well-researched, high-quality securities and implement investment strategies that add value for the risk taken.
Proven Process
We construct portfolios within the parameters of agreed upon guidelines and use high quality securities and cutting-edge technology. Specific security selection and duration management reflect Northern Trust's assessment of relative valuations, interest rate trends, yield curve expectations and sector analysis.
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Services You'll Find
- Automatic sweeps for trust and banking clients
- Short-term investment management solutions
- Direct investment services
- Customized portfolio management
Why Work with Northern Trust
- Expertise: Managing cash and ultra-short strategies for over 40 years.
- Consultative Approach: We view our role as a resource extension for your investments, providing short-term investment solutions, based on liquidity analysis, cash flow needs and risk tolerance.
- Proven Performance: Historical consistency of returns with lower volatility and downside protection backed by a well-defined investment philosophy and process.
- Focus on Risk Management: Dedicated-credit risk management process, supported by state-of-the-art technology.
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Fred Azar |
Fred Azar
Fred A. Azar is the director of fixed income business management for Northern Trust Asset Management. He is responsible for product development, management of existing products, communication of product performance, and education regarding fixed Income capabilities, philosophy, and investment process. He represents the fixed Income group in its interactions with our internal auditors, risk and compliance managers, marketing and sales.
Prior to his current role, he was director of core strategies, responsible for overseeing actively managed fixed income investments for institutional and high net worth clients in mutual funds and separately managed accounts. Prior to this, he was a senior portfolio manager in the short duration fixed income group, managing cash, ultra-short, and short-bond investments.
Prior to joining Northern Trust in 2004, Fred was a senior portfolio manager for the Harris Private Bank, where he managed separate account investments for high net worth and small institutional clients. He began his career in 1991, working as a trader within the Securities Lending Division of Harris Bank.
Fred received a bachelor’s degree and an MBA from the University of Kansas. He is also a Certified Public Accountant.